EBA Report

In July EBA published a report on ”Regulatory perimeter, regulatory status and authorisation approaches in relation to FinTech activities”. 

The European Banking Authority (EBA) published in July the findings of its analysis on the regulatory framework applicable to FinTech firms when accessing the market. The Report illustrates the developments on the regulatory perimeter across the EU, the regulatory status of FinTech firms, and the approaches followed by competent authorities when granting authorisation for banking and payment services.

Read the whole report here:  https://eba.europa.eu/documents/10180/2551996/Report+regulatory+perimeter+and+authorisation+approaches.pdf

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As you may be aware of there is an ongoing targeted consultation on Open Finance published by the European Commission. The consultation runs until 5th of July and is a key step in proposing an Open Fi